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CATASTROPHIC MEDICAL PLANS
 The exposure of
student athletes and their families to potential financial disaster as a
result of catastrophic medical expenses resulting from sports injuries
makes it essential to protect them through a catastrophic medical plan.
There are two
distinct benefit types:
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The first is an excess
catastrophic medical plan (like an umbrella) that takes over when your
base benefits are exhausted. The base plan (the deductible for the for the
excess catastrophic medical plan) can be $10,000 to $1,000,000, with
$25,000 being the most common base plan maximum; therefore, the most
common catastrophic deductible is $25,000.
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The
second catastrophic benefit is a plan designed to provide a cash
benefit to the family of a severely injured student/athlete (coma,
paralysis, etc.). It has been shown that, in the event of a
catastrophic injury, the family faces a tremendous financial burden
over and above medical costs. This plan, commonly referred to as
“Catastrophic Cash Benefit” or “Cat Cash”, helps to ease that
burden.
CATASTROPHIC PLAN(S)
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Up to $10,000,000
excess medical
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Up to $1,200,000
catastrophic cash (Coma/Paralysis)
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$10,000 to $1,000,000
DEDUCTIBLES
FOR
PRICE QUOTATION, please fill out the questionnaire and mail or
e-mail
it to me. We will have a response to you in a few days.
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