CATASTROPHIC MEDICAL PLANS

The exposure of student athletes and their families to potential financial disaster as a result of catastrophic medical expenses resulting from sports injuries makes it essential to protect them through a catastrophic medical plan.

There are two distinct benefit types:

  •  The first is an excess catastrophic medical plan (like an umbrella) that takes over when your base benefits are exhausted. The base plan (the deductible for the for the excess catastrophic medical plan) can be $10,000 to $1,000,000, with $25,000 being the most common base plan maximum; therefore, the most common catastrophic deductible is $25,000.

  •  The second catastrophic benefit is a plan designed to provide a cash benefit to the family of a severely injured student/athlete (coma, paralysis, etc.). It has been shown that, in the event of a catastrophic injury, the family faces a tremendous financial burden over and above medical costs. This plan, commonly referred to as “Catastrophic Cash Benefit” or “Cat Cash”, helps to ease that burden.

CATASTROPHIC PLAN(S)

  • Up to $10,000,000 excess medical

  • Up to $1,200,000 catastrophic cash (Coma/Paralysis)

  • $10,000 to $1,000,000 DEDUCTIBLES

FOR PRICE QUOTATION, please fill out the questionnaire and mail or e-mail it to me. We will have a response to you in a few days.

 

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